If you just want the punchline:
OK, so if you`re interested in the breakdown, here it goes. This is a very nice jacket, it looks great and holly crap it feels cosy! I use it to cycle to and from work every day. Down to mid 30s you only need a T-shirt, around 30 maybe a base layer under the Stoic to stay warm enough. It sheds light rain and snow as expected. Today in 12F I had a light polartec powerstrech fleece underneath. It keeps you warm, kinda, when walking around etc. But on the bike there is wind too, not just the cold! And this jacket is not windproof, not even a bit. Quite honestly you can feel the smallest breeze going through it. How is it possible that a $200 softshell isn`t windproof? It`s 2013, you can get windstopper for half the price these days! Stoic, this is outrageous! If I haven`t taken the label off already this would be going back. Make the exact same jacket with a real windproof shell on the outside and this will be the best winter jacket on the market, right now though, it`s not worth a penny...