Dear Sir/MadamI am curious to know how this vest performs in an extremely cold climate and fits. I live in a fairly cold area with strong wind and snow. Also, does it fit snugly or loosely? Can one wear a topcoat or a jacket on top of it without appearing bulky? Lastly, should I obtain a down jacket as opposed to a vest? I figure that a vest would be more versatile, since one can layer up. Thank you.

Tech Specs:

Material:

[shell] 85% Arctic-Tech (85% polyester, 15% cotton w/ DWR); [lining] down-proof nylon 

Fabric Waterproof Rating:

Water-resistant 

Hood:

no 

Venting:

no 

Pockets:

4 front, 2 handwarmer, 1 interior 

Recommended Use:

cool to cold weather outerwear, extreme cold insulation 

Manufacturer Warranty:

lifetime