Walking around campus, temp 20-40 degrees F, with just a long/short sleeve underneath.....how would this thing fare?

I need a winter (below 32 degrees, but not below 0) jacket that is white, but isn't more than 200$. If this isn't the answer, any suggestions?

This jacket is amazing! Out of all of my North Face jackets this is by far my most favorite. I live in Wisconsin, and temps below 30 degrees I ware this while walking to class. Not only is it really warm but it blocks the wind really well on those sub-zero days. Combined with a sweater or something similar under, this is a great jack for any winter weather. You would be surprised on how warm this is; personally once the temps reach above 45 I put it away for the year- it just gets too hot. But for temps between 40-10 this is perfect.

I wore this jacket with just a T shirt on underneath, skiing with temps in the upper 40s, that was enough to break a sweat. I love the jacket and it's got style points to spare. But just walking around campus with a light shirt on underneath in the 20s or 30s I think you would be cold. This jacket has a nice fleece backing, but it is really thin, and is definitely not insulated. It's really better for more aerobic activities in cold weather (skiing, running, etc). For just wondering around campus in cold weather I'd suggest something insulated. Although that doesn't leave you with many options under $200, especially in white.