Michael C.wrote a review of Mountain Hardwear Zonal Insulated Jacket - Men's on February 28, 2013
So first off, I'm 5' 8" 180lbs fairly built with relatively wide shoulders. The medium though started off a little tight the shoulders after a few months have worked out and now fit wonderfully. I was looking for a insulated jacket that was functional with a quilted design that I could wear both around town (Boulder at least) and use outdoors. This is a solid choice. By itself I can wear it in 20-55 degree weather and be warm with just a t-shirt underneath. In addition it feels quite windproof and the fleece sides feel like they add a little more breathing to the coat. In colder sub 15 degree weather I usually layer a shell on top and that works quite nicely or if it's raining and sub 40degrees. The coldest I have used this is snow shoeing in the mountains (-15ish degrees) with a mild base layer, this as a midlayer and a shell. Between snow sneaking up underneath my jacket and sweat the shell did get fairly wet, but I still felt extremely warm (the beauty of synthetic insulation). My only caveat is I kinda wish it had a hood. However, I did get this jacket on sale for about 80$ and its functionality and warmth for the price it's a solid jacket. Overall, on a budget its a solid buy though honestly if I had the money I would got for patagonia nano puff hoody (mainly for the hood, and I'm stuck on synthetics at least until down can cope with water better). However, f you don't mind not having a hood it's a great looking functional jacket.