I gave this jacket 5 stars because it's that good. It's SUPER warm. I can wear this and a t-shirt and be alright in 20degF. A friend turned me onto the insulated hood and I doubt I'll ever go back. Insulated hood is like a jacket, hat, and scarf all in one but even better than if you had all three. It scrunches down into an included pouch (about the size of a Nalgene). Multipitching on cold days, I clip the squished-up jacket to my harness and take it out at the belay station. This jacket has some waterproofing, but unless you're going to be around town I wouldn't rely on the waterproofing. Additionally, this jacket is fairly resistant to abrasion. I have a few small holes from sharp rock contact, but the ripstop kept them small. Still though, this is the one weakness of the jacket.
I've had this jacket for 2 years and I wear it on the mountain, at the crag, and around town. The equivalently warm version in down is really bulky, not my style, and I feel more confident in synthetic insulation because it will still keep you warm if it gets wet (unlike with down, which will leave you SOL).
I'm SUPER pleased with this jacket and would recommend to others.