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When you surf or swim, keep your cash on you with the Billabong R U Kidding Tri-Fold Wallet. The wallet-under-the-towel method doesn’t really work anymore, so beat the bums and keep your wallet safely zipped in your board shorts. Leather wallets swell and shrink in the water, and they’re also heavy on your hip when you try to cut back on a wave. The R U Kidding is light and made of cotton so it won’t change shape or ruin your credit cards.

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