This is the vest you're looking for
I've been searching for the right vest. I wanted light weight, down but not too puffy, warm, inside pockets and something that could actually be somewhat dressier if the occasion warranted...this vest has it all. The front zip pockets are deep enough to get your entire hand in and the 2 inside pockets (which also double as the stuff sack) are very spacious. I've been wearing the vest with any of the following: button up over a t-shirt, a hoodie and a warm wool sweater in temps ranging from the upper 30's - mid 50's. Adjust your under vest layer and you're good for a nice range of temps.