This is a pretty warm jacket that can keep you warm around mid 30 with just a t-shirt underneath. Saw a couple feather came out already but that was not significant. The fit is loose on the chest and shoulder but tight at the waist. I normally wear Medium, but gotta exchange for a small. The small fit better, but again, really tight around the waist.Overall, it would be a good jacket for layer. By the way, BC got the BEST customer service ever.