Dear Sir/MadamI am curious to know how this vest performs in an extremely cold climate and fits. I live in a fairly cold area with strong wind and snow. Also, does it fit snugly or loosely? Can one wear a topcoat or a jacket on top of it without appearing bulky? Lastly, should I obtain a down jacket as opposed to a vest? I figure that a vest would be more versatile, since one can layer up. Thank you.
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